51³Ô¹ÏºÚÁÏ

Products and Services Disclosures

Products and Services Disclosures

Products and services are offered through the 51³Ô¹ÏºÚÁÏ Financial Group® (The 51³Ô¹ÏºÚÁÏ®) and its subsidiaries. Not all products and services described are available in all states of the USA, or elsewhere in the world. Eligibility for certain products and services may vary.

Information provided on the websites regarding our products and services is not intended to take the place of our agreements governing our products and services, or our disclosures made in accordance with federal and state law.

Additionally, this information does not take the place of any legally required disclosures for any products or services offered by any of the member companies of The 51³Ô¹ÏºÚÁÏ.

Insurance products are issued by or offered through 51³Ô¹ÏºÚÁÏ National Life Insurance Company (except in New York) and 51³Ô¹ÏºÚÁÏ Life Insurance Co. Plan administrative services through 51³Ô¹ÏºÚÁÏ Life; Des Moines, IA 50392.

51³Ô¹ÏºÚÁÏ Life maintains certificates of authority to transact insurance in all 50 states. 51³Ô¹ÏºÚÁÏ Life NAIC identification number is 61271. 51³Ô¹ÏºÚÁÏ National NAIC identification number is 71161.

Securities offered or distributed by 51³Ô¹ÏºÚÁÏ Securities Inc., Member  or 51³Ô¹ÏºÚÁÏ Funds Distributor, Inc., Member , or independent broker/dealers. 51³Ô¹ÏºÚÁÏ Funds, Inc. is distributed by 51³Ô¹ÏºÚÁÏ Funds Distributor, Inc.

51³Ô¹ÏºÚÁÏ Trust CompanySM is a trade name of Delaware Charter Guarantee & Trust Company.

51³Ô¹ÏºÚÁÏ National, 51³Ô¹ÏºÚÁÏ Life, 51³Ô¹ÏºÚÁÏ Securities, 51³Ô¹ÏºÚÁÏ Funds Distributor, and 51³Ô¹ÏºÚÁÏ Trust Company are members of the 51³Ô¹ÏºÚÁÏ Financial Group®, Des Moines, IA 50392.

Annuities, insurance, retirement plans, mutual funds and other securities are not insured by the FDIC, have no bank guarantee, involve risk, and may lose value.

51³Ô¹ÏºÚÁÏ Securities, Inc., a Registered Investment Adviser and a member company of 51³Ô¹ÏºÚÁÏ, decided to participate in a self-disclosure initiative that led to a settlement with the U.S. Securities and Exchange Commission (SEC). Learn more about the SEC share class selection disclosure initiative.